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Business Services » Payroll & Benefits

Payroll & Benefits

Per Universal Availability requirements mandated by the IRS, we are required to inform you of your eligibility to participate in the 403(b) and/or 457(b) retirement plans. Generally, “Universal Availability” means that if an employer permits one employee to defer salary into a 403(b) plan, the employer must extend this offer to all employees, other than those whom the law allows being excluded. Universal availability also requires the plan to give meaningful notice to employees of their right to make elective deferrals. At any time throughout the year, you can start, stop, or change elective deferrals.